Your cookies, your choice

TAMEL uses cookies that are strictly necessary for the site to work. With your consent, we also use audience measurement cookies (anonymised), personalisation cookies and cookies that measure our advertising campaigns. You can change your preferences at any time from our privacy policy.

Skip to main content
Free · no account

Loan simulator

Monthly payment, total cost of interest and borrower insurance, and the full amortization table of your fixed-rate loan — mortgage, business or consumer credit.

Your loan

Your monthly payment

Total monthly payment

€1,219.92

Monthly payment (excl. insurance) : €1,159.92 · Insurance / month : €60.00

Total interest
€78,380.66
Total insurance
€14,400.00
Total credit cost
€92,780.66
Total repaid
€292,780.66

Amortization table

YearInterestPrincipalInsuranceRemaining balance
1€6,887.91€7,031.13€720.00€192,968.87
2€6,637.86€7,281.18€720.00€185,687.69
3€6,378.88€7,540.16€720.00€178,147.53
4€6,110.69€7,808.35€720.00€170,339.18
5€5,832.98€8,086.06€720.00€162,253.12
6€5,545.39€8,373.65€720.00€153,879.47
7€5,247.54€8,671.50€720.00€145,207.97
8€4,939.13€8,979.91€720.00€136,228.06
9€4,619.78€9,299.26€720.00€126,928.80
10€4,289.02€9,630.02€720.00€117,298.78
11€3,946.49€9,972.55€720.00€107,326.23
12€3,591.78€10,327.26€720.00€96,998.97
13€3,224.49€10,694.55€720.00€86,304.42
14€2,844.11€11,074.93€720.00€75,229.49
15€2,450.23€11,468.81€720.00€63,760.68
16€2,042.31€11,876.73€720.00€51,883.95
17€1,619.89€12,299.15€720.00€39,584.80
18€1,182.43€12,736.61€720.00€26,848.19
19€729.43€13,189.61€720.00€13,658.58
20€260.32€13,658.58€720.00€0.00

Indicative simulation at nominal fixed rate, excluding application, guarantee and brokerage fees. Only the APR shown on a loan offer allows an exact comparison between offers.

Free without an account

Use this tool immediately

Result explained

Read the method and limitations shown in the tool

Advisors in our agencies

Continue with the relevant TAMEL service

Related tools

Take the next step

Choose the service that fits your project. Review your request before sending it.

Business financing

Present your project for a financing review.

Financial coach

Prepare a meeting about your goals and priorities.